Privacy Policy
Effective date: March 28, 2026
Luma Global (“we”, “our”, or “us”) operates Luma Finance.
This Privacy Policy explains how we collect, use, and protect information when you use our website and mobile application.
1. Information We Collect
We may collect the following information:
– Account information, such as your email address, when you create an account
– App content you provide, such as expenses, notes, categories, and preferences
– Basic technical information required for the app to function properly
– Purchase and subscription status provided through Apple’s in-app purchase system
We do not sell your personal data.
2. How We Use Information
We use information to:
– Create and manage your account
– Sync and display your expenses and app data
– Provide app features and subscription access
– Improve app stability, security, and performance
– Respond to support requests
3. Payments and Subscriptions
Subscriptions are processed by Apple through the App Store.
We do not store your full payment information.
4. Data Sharing
We do not sell or rent your personal information.
We may use trusted service providers strictly to operate the app, such as authentication, database, analytics, and infrastructure tools.
5. Data Retention
We retain your information only as long as necessary to provide the service, comply with legal obligations, resolve disputes, and enforce agreements.
6. Data Security
We use reasonable technical and organizational safeguards to protect your information.
However, no system is completely secure, and we cannot guarantee absolute security.
7. Children’s Privacy
Luma Finance is not directed to children under 13, and we do not knowingly collect personal information from children under 13.
8. Your Rights
Depending on your location, you may have rights to access, correct, or delete your personal data.
To make a request, contact us using the email below.
9. Third-Party Services
The app may rely on third-party services to provide core functionality, including authentication, cloud storage, and app distribution.
Those services may process data in accordance with their own privacy policies.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
If we make material changes, we will update the effective date on this page.
11. Contact
If you have questions about this Privacy Policy, contact us at:
hello@lumaglobal.co
https://lumaglobal.co